Compare UK breakdown cover from roadside-only to home start and European cover, so you're never stranded without help when your car won't start.
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Quotes sorted by indicative annual premium (low to high)
Prices shown are indicative UK market rates for comparison only. Your actual premium will depend on your vehicle, driving history, location and cover level.
Breakdown cover provides roadside assistance, and often home start and onward travel, if your vehicle fails to start or breaks down on a journey. It is not a legal requirement, but most drivers find the cost worthwhile against the price of a private recovery truck.
Cover ranges from basic roadside-only assistance to comprehensive packages including home start, national recovery to a garage of your choice, and European breakdown cover for driving abroad.
Help is available at any time, day or night, wherever you break down in the UK.
A single call-out from an independent recovery firm can cost several hundred pounds without cover.
Many policies cover you as a driver in any car, including borrowed and hire vehicles.
A patrol attends and attempts to fix the fault at the roadside.
Towing to a garage or home anywhere in the UK if it can't be fixed roadside.
Assistance if your car won't start at your home address.
Call-out lines staffed around the clock, every day of the year.
Alternative transport, overnight accommodation or a hire car after a breakdown.
Assistance and recovery while driving in the EU, usually as an add-on.
You call the provider's 24-hour breakdown line, give your location and describe the fault, and a patrol is dispatched to attempt a roadside fix.
If the vehicle can't be repaired at the roadside, it's towed to a garage or your home address under national recovery cover.
Cover can be attached to a specific vehicle, so anyone driving it is covered, or to a named person, so they're covered in any car they drive or are a passenger in.
Roadside-only cover suits drivers who mainly make short local journeys and have someone nearby who could collect them if recovery to home were needed.
Home start is worth adding for anyone who has been caught out by a car that won't start on the drive, and European cover is essential if you're taking your car abroad.
Compare cover per vehicle against cover per person — the right choice depends on whether you drive one car or several. Check the maximum recovery distance and how many call-outs are included, as some policies cap the number per year.
Paying annually rather than monthly, choosing roadside-only if you rarely have starting problems at home, and adding it to a joint car insurance and breakdown bundle with the same insurer can all bring the cost down.
These guides might help.
Why two identical drivers a mile apart can pay very different amounts for cover.
How to protect it, transfer it between insurers, and what it's really worth over time.
How telematics policies are scored, and who genuinely saves money using one.
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Written by the Grow Your Business insurance team