Europe7-day European trip, standard cover
£10
per person, per trip
£10,000,000
medical cover
Cancellation cover: Up to £3,000
Baggage cover: Up to £1,500
Free, quick comparison
Single trip travel insurance comparison
Compare single trip travel insurance for a specific holiday or business trip — cover tailored to your exact dates and destination, without an annual commitment.
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Europe
Europe14-day European trip, standard cover
£13
per person, per trip
£10,000,000
medical cover
Excess: £95 standard
Cancellation cover: Up to £2,500
Quotes sorted by indicative annual premium (low to high)
Prices shown are indicative UK market rates for comparison only. Your actual premium will depend on your property, location, claims history and level of cover.
What is single trip travel insurance?
Single trip travel insurance covers one specific holiday or business trip, from the day you buy the policy through to your return, rather than a rolling 12-month period.
It is priced around your exact destination and trip length, which often makes it cheaper than annual cover if you only travel once or twice a year.
What are the benefits of single trip travel insurance?
Priced for your exact trip
You only pay for the specific dates and destination you are travelling to.
No ongoing commitment
Ideal for occasional travellers who don't need year-round cover.
Easy to tailor add-ons
Add cruise, winter sports or higher medical limits for that particular trip only.
What does single trip cover include?
Emergency medical treatment
Overseas medical care, hospital treatment and repatriation for the duration of the trip.
Cancellation cover
Recovers non-refundable costs if you must cancel before departure.
Baggage cover
Lost, delayed or damaged luggage during the trip.
Travel delay
Fixed compensation for significant delays to outbound or return travel.
Personal liability
Cover if you accidentally injure someone or damage property abroad.
Missed departure
Extra costs if you miss a flight or connection for reasons beyond your control.
How does single trip pricing work?
Premiums depend on your destination, trip length, age, and the value of any trip cost you are insuring for cancellation cover.
Add-ons such as winter sports, cruise cover or higher medical limits are usually cheaper to add to a single trip policy than to an annual one, since the insurer's exposure is limited to that one journey.
Do you need single trip cover?
If you take one or two trips a year, single trip cover is often more cost-effective than an annual policy.
It also suits one-off events such as a wedding abroad, a cruise, or a long-haul trip needing higher medical limits than your usual policy provides.
How to choose single trip travel insurance
Match the cancellation cover limit to the actual cost of your trip, check the medical cover limit is sufficient for the destination, and confirm cruise or winter sports cover is included if relevant to your itinerary.
How to save money on single trip travel insurance
Buy as soon as you book to maximise cancellation cover, compare insurers rather than accepting an airline or travel agent's add-on policy, and only insure the trip cost you would actually lose, not the full holiday value if some elements are refundable.
Related guides
These guides might help.
Does travel insurance cover pre-existing conditions?
How medical screening works, what insurers ask, and when to use a specialist provider.
Single trip or annual multi-trip: which is cheaper?
The break-even point most UK travellers hit after two or three holidays a year.
What pet insurance actually pays out for
Lifetime vs time-limited cover explained, and why the small print matters more than the premium.
FAQs
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Written by the Grow Your Business personal finance team