Compare isas

Individual Savings Accounts (ISAs) are tax-efficient wrappers for your savings and investments in the UK.

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Understanding ISAs

You can invest up to £20,000 per year tax-free in an ISA.

ISAs for UK investors

Factors influencing ISAs performance

  • Platform fee
  • Fund management cost

Why compare ISAs with us

Tax-free growth

No UK income or capital gains tax.

Flexible

Easy access to funds.

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ISA types

Main options.

TypeRisk
CashLow
StocksMedium/High

Allowance

Current limit.

Tax yearLimit
2024/25£20,000

Expert advice

Our team tracks UK investment platforms, fees and performance data to help you make informed decisions.

Use your ISA allowance every year — it's the best tax deal in the UK.

ISAs: pros and cons

Pros

  • Tax efficiency
  • Easy to manage

Cons

  • Annual limit
  • Cash ISA rates vary

How to choose ISAs

Key considerations before you invest your capital.

  1. 1

    Time horizon

    Short term or long?

  2. 2

    Risk appetite

    Cash or Stocks?

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How to start ISAs

Taking the first steps into investing doesn't have to be complex.

1. Define your goals

Decide whether you are saving for a house, retirement or general wealth building.

2. Choose the right wrapper

Utilise ISAs or Pensions to shelter your investment from UK capital gains and income tax.

3. Select your platform

Compare platform fees, fund range and ease of use before opening an account.

4. Monitor and rebalance

Review your portfolio periodically to ensure it still aligns with your risk tolerance.

Find out more about how it works

Essential investment cautions

Capital at risk in S&S ISA.

Inflation can erode Cash ISA returns.

Our ISAs service

We compare ISAs options from regulated UK providers, helping you see fees, account types and support levels side by side.

Investing involves capital at risk. Ensure you understand the potential for loss before you start.

Investors reviewing portfolios on a digital device

Getting started

1

Check your allowance

You have a £20,000 annual ISA allowance and a £60,000 annual pension allowance.

2

Assess your risk

Only invest money you won't need for at least five years to ride out market volatility.

3

Verify regulation

Check the provider is FCA authorised and covered by the £85k FSCS protection.

Why choose Grow Your Business?

Wide choice of providers

We compare a broad range of UK providers so you can find the option that actually fits how your business operates.

Exclusive offers

We work hard to bring you exclusive deals, switching incentives and cashback where they're available.

Simple and fast

It takes just a few minutes to compare with us — and the deal you find could be well below what you pay today.

Common types of ISAs

Depending on your goals, different investment vehicles may suit your needs.

Cash ISA

Interest-based saving.

Stocks & Shares ISA

Investment-based.

Providers we compare

Logos shown for ID only. We are not affiliated with these providers.

Hargreaves Lansdown logoHargreaves Lansdown
AJ Bell logoAJ Bell
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Comparing with us is a no-brainer

My ISA grows tax-free.

John, Bristol

ISAs guides

ISA investment illustration
Guide

ISA allowances 2024/25 explained

Maximising your tax-free ISA limit.

Read guide
Stock market graph
Guide

Understanding risk and volatility

How to manage market fluctuations over the long term.

Read guide

ISAs FAQs

What is the limit?

£20,000.

Can I have multiple?

One of each type per year.

Are they safe?

Yes, FSCS protection.

Is it taxed?

No.

When to open?

Anytime.

Written by the Grow Your Business editorial team · Updated 26 July 2026